Pay Monthly Cars, Even With Bad Credit
Pay as you go car finance with one fixed payment each month
£1400 + Monthly Income
Full UK Driving Licence
3 Years UK Address History
What do you want to finance?
Car
Bike
Van
Caravan
* No impact on your credit score. We use a soft search to give you a quote. If you go ahead, a finance partner may run a hard search. Representative 22.9% APR. Rates from 8.9% APR. We are a credit broker, not a lender.
Tell us a little about you and the car you want, and we will check options from our panel of finance partners. A soft search will not affect your credit score.
Representative Example: Borrowing £5,500 over 48 months with a representative APR of 22.9% (Fixed) and a deposit of £0.00 the amount payable would be £169.72 a month, with a total cost of credit of £2,646.56 and a total amount payable of £8,146.56
The finance partners we introduce you to may carry out a hard search later, which can affect your credit score. They will tell you before they do this and ask for your consent.
We work with a specific panel of finance partners to try to obtain you an approval. We receive a commission for introducing you to the partners we work with. This commission is a fixed payment or fixed percentage of the amount you finance, but can vary by partner. This does not impact the rate you are provided. You will be provided full information before completing your finance agreement and you can request further information at anytime. We do not charge you a fee for our services.
More about paying monthly
Paying monthly spreads the cost of a vehicle over an agreed term, usually between 24 and 60 months. Your payment is fixed for the whole agreement, so it is easy to budget for.
Your credit history is one of the things finance partners look at, alongside your income and outgoings, so a less-than-perfect record does not automatically mean you will be declined.
Finance is subject to status and affordability. Your vehicle may be repossessed if you do not keep up repayments.